The toolbox
Free Real Estate Tools & Calculators for Agents
Run commissions, mortgage payments, closing costs, and rental returns before your next deal - every tool is free, works in your browser, and needs no sign-up.
Buying a home
Run the numbers before you write an offer.
Mortgage Calculator
Estimate the full monthly payment - principal, interest, taxes, insurance, PMI, and HOA.
Affordability Calculator
Work out the price range your income, debts, and down payment can support.
Down Payment Calculator
See what you need to save and how the size of your down payment changes the payment.
Closing Cost Calculator
Add up lender fees, title, escrow, and prepaid items before you get to the table.
FHA Loan Calculator
Estimate an FHA payment with upfront and annual mortgage insurance premiums.
VA Loan Calculator
Estimate a VA payment with the funding fee and disability exemptions applied.
Rent vs Buy
Compare the true cost of renting with the true cost of owning over the same period.
Selling a home
Know your net before you list.
Home Sale Proceeds Calculator
See what you walk away with after commission, seller closing costs, and the mortgage payoff.
Seller Closing Costs Calculator
Itemise the fees a seller pays at closing, from title to transfer tax.
Price Per Square Foot Calculator
Price a home by the foot and compare it with nearby comps in seconds.
Seller Concession Calculator
Check the maximum credit each loan program allows and what it costs you at closing.
Closing Date Proration Calculator
Split property tax, HOA dues, and rent by the day when a closing lands mid-month.
Home Sale Capital Gains Calculator
Work out the adjusted basis, the 250k/500k exclusion, and the gain that is actually taxable.
Renting
Know your budget before you sign a lease.
Owning & refinancing
Understand what your home costs over time.
Amortization Calculator
Build a full payment schedule and see how extra payments shorten the loan.
Mortgage Payoff Calculator
Test extra monthly payments, biweekly payments, or a lump sum against your payoff date.
Refinance Calculator
Put your current loan next to a new one and find the break-even month.
Cash-Out Refinance Calculator
See how much equity you can access and where the break-even point lands.
Home Equity Loan Calculator
See how much you can borrow against your equity and what the payment would be.
Property Tax Calculator
Estimate annual and monthly property tax with assessment ratios and exemptions.
Home Insurance Calculator
Estimate a yearly premium from your state, deductible, home age, and construction type.
Loans & credit
Compare borrowing costs and lending limits.
APR Calculator
Find the true annual percentage rate once fees and closing costs are included.
DTI Calculator
Add up your monthly debts against your income to see your debt-to-income ratio.
Loan Comparison Calculator
Put two or three loan offers side by side on rate, payment, and total cost.
Simple Loan Calculator
Work out the payment and total interest on any fixed-rate personal, auto, or student loan.
Investing & commissions
Screen deals and price your side of the table.
Savings & planning
Plan for goals beyond the closing table.
Compound Interest Calculator
Watch savings grow with compounding, regular contributions, and optional taxes.
Savings Goal Calculator
See what to set aside each month to hit a target, or how long your current pace takes.
Investment Calculator
Project portfolio growth with monthly contributions, returns, and expense ratios.
Net Worth Calculator
Total your assets and liabilities, then compare the result with U.S. benchmarks.
Cost of Living Calculator
Compare living costs between cities and the salary you would need to match.
Debt Payoff Calculator
Compare payoff strategies and see how much interest each one saves.
